Why Businesses Should Never Pay Individual Health Insurance Premiums: Zane Benefits Publishes New Data

Some businesses might want to pay directly for an employee's individual health insurance plans, but it is not recommended.

Federal regulations prohibit businesses from paying directly for employee's individual health insurance premiums, outside of an HRA (Health Reimbursement Arrangement), or other IRS/HIPAA/ERISA-qualified tax-free vehicle (e.g. Section 125).

The Effect of Employer-Sponsored Health Insurance on U.S. Medical Expenses: Zane Benefits Publishes New Data

With employers and government footing the consumer's medical bill, U.S. medical expenses have risen.

Today, Zane Benefits published data outlining the effect of employer-sponsored health insurance on overall U.S. medical expenditures over time. Zane Benefits provides small businesses with comprehensive and flexible alternatives to traditional group health insurance.

Zane Benefits Publishes History of Flexible Spending Accounts (FSAs)

Flexible Spending Accounts were created in the 1970's, so that employees could pay pre-tax dollars for medical and child care expenses.

Zane Benefits, which provides small businesses with comprehensive and flexible alternatives to traditional group health insurance, this week published a new article on the history of Flexible Spending Accounts. The article teaches the history of the benefit, which 24 million employers offer.

Zane Benefits Publishes History of Health Savings Accounts (HSAs)

HSA history goes back to the 1980s and 1990s when congress began discussing what was then known as Medical Savings Accounts (MSAs).

Zane Benefits, which provides small businesses with comprehensive and flexible alternatives to traditional group health insurance, this week published a new article on the history of Health Savings Accounts. With the article, the company seeks to provide entrepreneurs with a fresh perspective on
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    • NFIB Endorses Defined Contribution Option for Health Insurance

    The National Federation of Independent Business has Endorsed Defined Contribution Health Benefits as a "common sense" solution.

    A nonprofit, nonpartisan organization, The National Federation of Independent Business promotes and protects the rights of small businesses. The federation has officially endorsed defined contribution health benefits as a common sense solution for small businesses.

    Elimination of PCIP Broker Referral Program Sparks Heated Debate

    The Pre-Existing Condition Insurance Plan (PCIP) Broker Referral Program officially ended on 5/1

    Last month, Zane Benefits, which provides small businesses with comprehensive and flexible alternatives to traditional group health insurance, broke the news that the $100 broker commission program for PCIP was being eliminated. Since the announcement, a heated debate about the PCIP referral program has ensued.